Identified only by their initials on the album page, these are Charlotte Annie Luard (born 1859 at Witham in Essex) and her sister Henrietta Louisa Luard (born 1860 at Witham in Essex). Their father was Captain William Luard of the Royal Navy. He and his wife Charlotte, together with their daughters, appear on the 1861 census living at 1, Cheney Rock Houses, Minster-in-Sheppey, near Sheerness in Kent.
From an album compiled during the 1850s and 1860s by Mrs Jane Anne Luard (née Inglis), the wife of Rev. Thomas Garnham Luard (1821-1886), Vicar of Stansted in Essex. Mrs Luard died on 10 July 1871 and the album was inherited by her son, Thomas Inglis Luard. He added an inscription on the flyleaf reading 'This Book was my Mother's property for many years - it came to me in July 1871. / T.I. Luard.' All the inscriptions identifying the sitters and the locations in the album were added by Thomas Inglis Luard after he acquired the album.
Photographer unidentified.